nbg membership explanation

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+# -*- mode: snippet -*-
+# name: nbg-membership
+# key: nbg-membership
+# --
+Dear ${1:`(-> (message-fetch-field "to") (mail-extract-address-components) (car))`},
+
+${2:some context of how we met}
+
+The simple version to membership is:
+
+- Money:
+
+The club collects a monthly membership fee of 15 €. We pay it in 6
+months intervals, for the periods October-March and April-September at
+90 € each. When you join as a new member, you only pay for the months
+until the next period begin, in your case would you join in August, you
+would pay 30 €, for August-September.
+
+There is a one time registration fee of 25 €, to register you with
+Toastmasters International. That registration is life-long and world
+wide valid. Were you to join other clubs in other cities, or countries
+later on in life. You would only need to pay that club's corresponding
+fees, and skip the new member fee.
+
+- Bureaucracy:
+
+You need to fill the membership form, and send it back to me. I have
+pre-filled some fields regarding the club, and its fees. Don't worry
+about page 3: Payment Information. We don't take your money, you send us
+your membership fees via bank transfer to the club treasurer.
+
+The bank details are as follows:
+Bank Name: Raiffeisenbank im Nürnberger Land eG
+Account Holder Name: Nuremberg Toastmasters
+IBAN: DE35 7606 1482 0004 3987 26
+Please include your full name and "TM Membership" in the payment reference.
+
+Once that is cleared with the treasurer. You get 2 online accounts. One
+for Toastmaster International, where you keep track of your learning
+path and your public speaking manuals(called Pathways). And one for
+EasySpeak which is the system we use to organize each of the club
+meeting roles.
+
+If you want to join as a member at a later time(like September, October,
+etc) it is OK, mention it on the membership form, do the corresponding
+math to calculate your fee and pay.
+
+You don't have a membership contract with the club, no german 2-year
+contract. We don't charge your bank account for the membership fees. You
+have to send us the money every half year to remain a member. If you
+stop, your membership runs out. If you change cities and join other
+club, you just worry about their membership, ours will run out. You
+don't need to cancel anything with us.
+
+If you want to join more than one club, maybe for more practice ours.
+You will have to pay the fees of each club.
+
+- Where does the money go?
+
+Most of your membership fee goes directly to Toastmaster International,
+to give you access to the "franchise", and all the learning material on
+their website as your individual learning program (the manuals called
+pathways). You also need to be a registered member to participate at the
+Speech contests and conferences.
+
+A second chunk goes to pay the German VAT,(Umsatzsteuer) that the German
+Government forces Toastmasters International(TMI) to collect on the
+membership fees they request. It didn't use to be like that, because we
+are all simple volunteer organizations, and TMI is a US non-profit. But
+since last year it became a point of "discussion" among all german clubs
+and other concerned parties, and now became mandatory since July this
+year, even for the german toastmasters clubs that are e.V.
+
+The remaining money is to pay for club expenses, like the venue, those
+simple drinks and snacks offered at the end of the meeting and whatever
+else that we might need. The rest of the benefits are part of the club
+life and we are a volunteer organization.
+
+- Final considerations:
+
+I consider that joining a club(any kind) requires a life style change.
+You have to take time to go to the club, practice whatever it offers, at
+the club and by yourself and you have to deal with the people in the
+club. For that you should choose somewhere that is most compatible with
+your lifestyle.
+
+Toastmasters International is a global "franchise". In the Nürnberg area
+there are some other clubs.
+
+Noris Toastmasters      Nuremberg   www.noris-toastmasters.de
+Bamberg Toastmasters    Bamberg     www.bamberg-toastmasters.de
+Erlangen Toastmasters   Erlangen    www.erlangen-toastmasters.de
+Nürnberger Rhetoriker   Nuremberg   www.nuernberger-rhetoriker.de
+(German speaking club)
+
+If you haven't, you should give them a try. Maybe you like their venue,
+meeting schedule or people better. Or maybe not and you'll be happier
+with us, in which case we'll be happy to have you as a member.
+
+Feel free to contact me if you have any further questions.
+
+Best regards,
+Óscar
+VP Membership
+Nuremberg Toastmasters Club
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